Hames & Co in Clarkesville, GA

Our Insurance Products

The Hames & Co in Clarkesville, GA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Hames & Co is your local expert for Clarkesville auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.
  
  Have questions about policy types, claim amounts, or liability requirements that apply to GA drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Hames & Co can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.
  
  We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Clarkesville driver. By partnering with Nationwide and providing great customer service, Hames & Co can make things a little easier on you. Call us today at (706) 776-9010, and we'll take the stress out of shopping for 30523 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 562 Washington St.

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Hames & Co in Clarkesville has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Hames & Co will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact Hames & Co to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 562 Washington St. You can also give us a call at (706) 776-9010 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at Hames & Co proudly work with residents in the Clarkesville area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Hames & Co at (706) 776-9010. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 562 Washington St. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

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• Business Insurance

  Hames & Co has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Clarkesville, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Clarkesville, our agents understand commercial property coverage and your business insurance needs.
  
  This understanding, as well as our commitment to superior products and customer service, has led the Hames & Co to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
  
  From business interruption to medical stop loss, let the experts at the Hames & Co help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (706) 776-9010 to talk about how to manage your risk or to make an appointment with our office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Hames & Co also offers products in GA. Please call for information on products in those states.