Hames & Co in Clarkesville, GA

The Hames & Co in Clarkesville, GA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Hames & Co is your local expert for Clarkesville auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.
  
  Have questions about policy types, claim amounts, or liability requirements that apply to GA drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Hames & Co can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.
  
  We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Clarkesville driver. By partnering with Nationwide and providing great customer service, Hames & Co can make things a little easier on you. Call us today at (706) 776-9010, and we'll take the stress out of shopping for 30523 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 562 Washington St.

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Hames & Co in Clarkesville has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Hames & Co will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact Hames & Co to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 562 Washington St. You can also give us a call at (706) 776-9010 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Hames & Co, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Clarkesville, Nationwide and Hames & Co are ready and willing to help you. To learn more about which small business policies are right for you, call us at (706) 776-9010 or stop into our offices at 562 Washington St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Hames & Co also offers products in GA, NC. Please call for information on products in those states.