About Richard L Needham
Languages Spoken
- English
Our agency specializes in Auto, Commercial, Farm, Financial, Home, Powersports insurance.
Your Nationwide Insurance ID card can be accessed here.
Auto insurance is not one-size-fits-all. For some Duluth residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Richard L Needham, we know how to customize a policy so that it meets the needs and priorities of your Duluth household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Duluth customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Richard L Needham take the stress out of buying auto insurance in Duluth. Give us a call at (770) 300-9600 to talk about your coverage or to make an appointment with our office during business hours. We're located at 2476 Pleasant Hill Rd.
At Richard L Needham it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and we can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Duluth, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.
We want your entire experience with Richard L Needham to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.
Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (770) 300-9600. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 2476 Pleasant Hill Rd.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Richard L Needham, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Duluth. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Richard L Needham can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (770) 300-9600 to discuss them over the phone. You can also make an appointment or visit our office at 2476 Pleasant Hill Rd to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
LAW-0240AO (05/18)
As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
Richard L Needham can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
You may be wondering why you should choose a policy through Nationwide and Richard L Needham. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (770) 300-9600 or stop by our offices on 2476 Pleasant Hill Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richard L Needham also offers products in AL, AK, AZ, AR, FL, GA, IN, IA, KS, MI, NE, NV, NM, NC, OH, OK, OR, SC, SD, VA. Please call for information on products in those states.