Garland Sturges & Quirk Insurance in San Jose, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Garland Sturges & Quirk Insurance in San Jose, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Garland Sturges & Quirk Insurance prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.

    Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Bobbi Kay Frazier works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.

    If you have questions about coverage options and policies, talk to one of our agents by calling us at (408) 227-9991. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Bobbi Kay Frazier in our office at 3150 Almaden Expy.

  • Homeowners Insurance

    Garland Sturges & Quirk Insurance can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our San Jose agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as San Jose neighborhoods are, no two households are exactly the same, even within 95118.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your San Jose home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Garland Sturges & Quirk Insurance walk you through the options and clearly explain your policy choices. Simply give us a call at (408) 227-9991. Or, if you're in the 95118 area during office hours, swing by our San Jose location at 3150 Almaden Expy, and we can discuss your home insurance options in person.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in San Jose, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Garland Sturges & Quirk Insurance and Bobbi Kay Frazier can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (408) 227-9991 for an appointment with an agent. Feel free to stop by 3150 Almaden Expy,San Jose,CA,95118 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.

    Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.

    Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Nationwide Insurance: Garland Sturges & Quirk Insurance in San Jose, our certified agent, Bobbi Kay Frazier, is ready to assist you with your insurance needs and concerns. Nationwide Insurance: Garland Sturges & Quirk Insurance is located at 3150 Almaden Expy. If you are ready to discuss the future of your small business, give us a call at (408) 227-9991 right now.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center

The Garland Sturges & Quirk Insurance also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NY, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, KY. Please call for information on products in those states.

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