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Geoffrey A Karlen, Insurance Agent

Geoffrey Karlen Agency Inc. in Frederick, MD

Geoffrey A Karlen


9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(301) 790-3304(301) 790-3304

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Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Geoffrey A Karlen

Wife AnnMarie and children Nicholas, Natalie, & Alex. Active in several sports


  • West Virginia University BS in Accounting

Languages Spoken

  • English
  • Spanish

Licensed In

  • DC
  • MD
  • PA
  • VA
  • WV


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Public accounting experience with Ernst & Young


  • Champion Award
  • Million Dollar Round Table
  • Presidents Conference Award
  • Nationwide Auto Council
  • Nationwide Life Council

Community Activities

  • Member St Ann Catholic Church. Member of Fountain Head Country Club. Active in YMCA youth leagues.

Our Insurance Products

The Nationwide Insurance: Geoffrey Karlen Agency Inc. in Frederick, MD provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Geoffrey Karlen Agency Inc.. We work with Nationwide to bring you excellent service and coverage in Frederick.

    Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.

    Give Geoffrey Karlen Agency Inc. or another experienced agent a call today at (301) 790-3304. Drivers can discuss options over the phone or in person at 186 Thomas Johnson Dr.

    Get an insurance quote

  • Homeowners Insurance

    For years, Geoffrey Karlen Agency Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.

    Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.

    Geoffrey Karlen Agency Inc. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Frederick at 186 Thomas Johnson Dr. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Geoffrey Karlen Agency Inc. at (301) 790-3304 to explore your insurance options.

    Get an insurance quote

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Frederick, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Geoffrey Karlen Agency Inc. and Geoffrey Karlen Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (301) 790-3304 for an appointment with an agent. Feel free to stop by 186 Thomas Johnson Dr,Frederick,MD,21702 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance

    Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Frederick business, a good business insurance policy might be one of the hardest-working. For years, Geoffrey Karlen Agency Inc. has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Geoffrey Karlen Agency Inc. can help make sure you don't have to worry about the unexpected.

    A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Geoffrey Karlen Agency Inc. team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.

    Discover improved coverage solutions today by calling (301) 790-3304. Our agents are here to make doing business simpler and more secure. Visit our 186 Thomas Johnson Dr location today to begin exploring the personalized solutions we can offer.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Geoffrey Karlen Agency Inc. also offers products in DC, MD, PA, VA, WV. Please call for information on products in those states.

About the Geoffrey Karlen Agency Inc.

Jim Barger, Insurance Agent

Jim Barger Associate Agent

(301) 790-3304(301) 790-3304
Mary Wright, Insurance Agent

Mary Wright Customer Service Representative

(301) 790-3304(301) 790-3304
Barbara S Gammeter, Insurance Agent

Barbara S Gammeter Customer Service Associate

(301) 790-3304(301) 790-3304
602 Center St
Ste 107
Mount Airy, MD 21771
Main Number
(301) 831-0223(301) 831-0223
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19756 Longmeadow Rd
Hagerstown, MD 21742
Main Number
(301) 790-3304(301) 790-3304
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12978 Garrett Hwy
Oakland, MD 21550
Main Number
(301) 334-1040(301) 334-1040
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Established in 1992, The Geoffrey Karlen Agency, Inc has been a consistent and highly productive agency. Licensed in MD, PA, WV, VA, and DC, our agency has always been focused on providing the best coverage and price for all our clients.
Our agency is committed to providing solutions to all your insurance needs.

Average customer rating for Geoffrey Karlen Agency Inc.

186 Thomas Johnson Dr
Ste 100
Frederick, MD 21702