Coronavirus Resources
Learn what steps Nationwide is taking and how to help protect yourself and others.

Gerard P Smith Agency Inc. in Webster, NY

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Gerard P Smith Agency Inc. in Webster, NY provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Gerard P Smith Agency Inc. and Gerard P Smith Agency Inc. are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Webster.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (585) 872-5700 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 4 E Main St.

  • Homeowners Insurance

    Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Gerard P Smith Agency Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Webster home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.

    Everything from the age of the home to the age of the homeowner can mean new ways to save on your Webster home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

    You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Gerard P Smith Agency Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (585) 872-5700 to discuss your policy. Or schedule an appointment with our office at 4 E Main St to talk about your concerns in person with Gerard P Smith Agency Inc. and our staff today.

  • Life Insurance

    At Gerard P Smith Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Webster think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Gerard P Smith Agency Inc. at (585) 872-5700 to arrange a time to meet in office at 4 E Main St,Webster,NY,14580 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Nationwide Insurance: Gerard P Smith Agency Inc. works with Nationwide to provide Webster business owners with high quality protection for their companies, employees, and the future of their businesses. Let Gerard P Smith Agency Inc. and Nationwide safeguard your business while you take care of business.

    Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.

    While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 4 E Main St at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (585) 872-5700.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Gerard P Smith Agency Inc. also offers products in CT, FL, GA, IL, MD, MA, NY, PA, SC, TX, WI, NJ. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?

Discover what gap insurance does and how this auto policy can help you.

Learning center articleAre hazard and homeowners insurance the same?

Take a look at what make up the differences between hazard insurance and homeowners insurance.

Learning center articleDiscover what factors impact the cost of utilities

There are many different factors that can influence the amount of money you spend on utilities