Spears & Houston Insurance Group in Simpsonville, SC

The Spears & Houston Insurance Group in Simpsonville, SC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Spears & Houston Insurance Group has been helping Simpsonville drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Spears & Houston Insurance Group will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Simpsonville area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  Spears & Houston Insurance Group can answer questions about coverage limits, policy options or billing schedules. Our expertise and Simpsonville auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (864) 963-8061. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Spears & Houston Insurance Group is located at 702 NE Main St.

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• Home Insurance

  Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Spears & Houston Insurance Group. Our agents can help you take care of this essential step of becoming a Simpsonville homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
  
  Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Simpsonville homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
  
  Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Spears & Houston Insurance Group agents demystify the process without oversimplifying it. Call us at (864) 963-8061 to discuss your property and policy coverage. All of our Simpsonville customers are welcome to make an office appointment, but especially if you live in the 29681 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Spears & Houston Insurance Group.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Simpsonville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Spears & Houston Insurance Group will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (864) 963-8061 and ask for Spears & Houston Insurance Group or visit us at 702 NE Main St,Simpsonville,SC,29681. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Beyond general liability and asset protection, let Spears & Houston Insurance Group help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Simpsonville. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Spears & Houston Insurance Group.
  
  Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Spears & Houston Insurance Group can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.
  
  Give Spears & Houston Insurance Group a call at (864) 963-8061, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 702 NE Main St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Spears & Houston Insurance Group also offers products in GA, NC, SC. Please call for information on products in those states.