Harbor Insurance Agency LLC

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Harbor Insurance Agency LLC in Hopkinsville, KY provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Understanding the language of insurance policies can be difficult, which is why to Adam Timothy Murphy focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Harbor Insurance Agency LLC to fit any driver's needs in Hopkinsville.

    Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Harbor Insurance Agency LLC understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.

    To ask questions about coverage or to talk to to Adam Timothy Murphy about other discounts you might qualify for, give our offices a call at (270) 522-9964. We are also able to make appointments for face to face consultations at our office located at 307 North Dr. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
  • Homeowners Insurance
    Drafting plans for your new home? Don't forget to swing by Harbor Insurance Agency LLC to see Adam Timothy Murphy while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.

    You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Hopkinsville determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.

    Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 307 North Dr. We'd also love to hear from you via telephone at (270) 522-9964.
  • Life Insurance
    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Harbor Insurance Agency LLC, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Hopkinsville. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Adam Timothy Murphy and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (270) 522-9964 to discuss them over the phone. You can also make an appointment or visit our office at 307 North Dr,Hopkinsville,KY,42240 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)
  • Business Insurance
    As a small business owner in Hopkinsville, the need for you to have a solid business insurance policy protecting your business cannot be overstated. You no doubt put a lot of time and effort into growing and sustaining your business, so why risk its future by not protecting it and yourself against any and all obvious and unforeseen risks? With the help of Adam Timothy Murphy and the rest of our team here at Nationwide Insurance: Harbor Insurance Agency LLC, we can help you secure coverage through Nationwide, one of the country's most respected insurers.

    When it comes to business insurance, your primary concern should be getting the right amount of coverage for your company. You certainly don't want to leave any potential gaps in your coverage, yet at the same time, you don't want to overpay either. Fortunately, Nationwide is with you when it comes to finding your ideal insurance package. An agent will be happy to sit down with you and take an inventory of all of your current business assets. The amount of replacement coverage that you'll need will then be determined by the replacement value of those assets. Next, you'll review the types of services that you offer, as well as the risks that your employees and customers are exposed to. Your liability coverage needs are then determined from there.

    Selecting the appropriate types and amounts of coverage needed to protect your small business doesn't need to be difficult, particularly when you have the help of an experienced agent. We at Nationwide Insurance: Harbor Insurance Agency LLC can provide that experience in helping you create a policy through Nationwide that's customized to fit your unique needs. To schedule an appointment to discuss your business insurance options, call us at (270) 522-9964, or come by and see us on 307 North Dr.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Harbor Insurance Agency LLC also offers products in TN, KY. Please call for information on products in those states.

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