Harding Insurance Agency in Carlsbad, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Harding Insurance Agency in Carlsbad, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Vince Bryan Harding is an insurance agent who makes it a number one priority to do what's best for members. See what a difference having the right agent and a personalized insurance plan as well as the help of Nationwide makes when it comes to protecting the investment you've made in your wheels.

    Insurance needs vary by individual circumstances. For example, your needs may be different if this is your first time getting auto insurance, if you have a classic car, or if you're retired and don't drive your vehicle as much as you used to. At Harding Insurance Agency, we're familiar with working with various types of driving habits, vehicles, and special needs. We also go to every length to make sure our members have every discount to which they're entitled. Let us know what your ideal auto insurance protection plan looks like and we'll work with you to make it happen.

    See what a well-balanced combination of dedication and experience can do for your auto insurance protection. Whenever you're ready, call us at (760) 603-1100 or pay us a visit at our offices at 6150 Yarrow Dr.

  • Homeowners Insurance

    Protecting your Carlsbad property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Harding Insurance Agency. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Vince Bryan Harding will help you determine your needs and choose adequate coverage.

    Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.

    Give us a call today at (760) 603-1100 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 6150 Yarrow Dr. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Carlsbad, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Harding Insurance Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Vince Bryan Harding and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (760) 603-1100 to speak with one of our team members, or stop by 6150 Yarrow Dr,Carlsbad,CA,92011 to discuss your insurance needs in our office.


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  • Business Insurance

    You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Nationwide Insurance: Harding Insurance Agency may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.

    We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Carlsbad. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.

    With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Vince Bryan Harding can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (760) 603-1100 to set up a time to stop by our office on 6150 Yarrow Dr, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Harding Insurance Agency also offers products in AZ, CA, NV, TX. Please call for information on products in those states.

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