Hartman-Ellis Agency Ltd.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Hartman-Ellis Agency Ltd. in Allegan, MI provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    When looking for insurance, what matters most is coverage you can rely on if things go wrong. That's why Janet K Melvin works with Nationwide to provide you with a personalized and affordable plan. We know every situation is different, which is why we offer a variety of solutions to common insurance needs. Whether you have one car and one driver or many cars and multiple drivers, Hartman-Ellis Agency Ltd. is ready to help you navigate selecting car insurance.

    At Nationwide, we're here when you need us. We make vehicle claims quick and simple by providing a list of repair shops we have pre-screened for quality and professionalism. We are local to the Allegan area so we know what is important for vehicles in this part of the country, from weather to general use. We'll spend as long as it takes to make sure you understand your coverage.

    When you contact Hartman-Ellis Agency Ltd., you'll get the benefit of all Nationwide's discounts which you may qualify for. There are discounts for every stage of life, from good student discounts to safe driver discounts. We will even discuss discounts for eco-friendly billing. Call today at (269) 673-4256 or come visit us in person at 155 Brady St. We look forward to making you part of our member community.
  • Homeowners Insurance
    Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at Hartman-Ellis Agency Ltd. in Allegan. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Janet K Melvin to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.

    Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at (269) 673-4256 or visit Hartman-Ellis Agency Ltd. on 155 Brady St for a detailed consultation on which home insurance is best for you.

    Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at Hartman-Ellis Agency Ltd. about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.
  • Life Insurance
    When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Allegan. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Hartman-Ellis Agency Ltd., our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.

    There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.

    If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 155 Brady St,Allegan,MI,49010 to speak with Janet K Melvin. You can also contact them directly by dialing (269) 673-4256.


    LAW-0243AO (05/18)
  • Business Insurance
    Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Nationwide Insurance: Hartman-Ellis Agency Ltd. in Allegan offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.

    We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Janet K Melvin will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.

    Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 155 Brady St, or you can speak with us over the phone at (269) 673-4256.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Hartman-Ellis Agency Ltd. also offers products in MI. Please call for information on products in those states.

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