Health One R Us Inc. in Palos Hills, IL

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Health One R Us Inc. in Palos Hills, IL provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Health One R Us Inc. located in Palos Hills, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.

    Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. to Thomas Michal Biernat can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.

    Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 10661 S Roberts Rd, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (708) 692-5405.

  • Homeowners Insurance

    Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Health One R Us Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Palos Hills home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.

    Everything from the age of the home to the age of the homeowner can mean new ways to save on your Palos Hills home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

    You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Health One R Us Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (708) 692-5405 to discuss your policy. Or schedule an appointment with our office at 10661 S Roberts Rd to talk about your concerns in person with Thomas Michal Biernat and our staff today.

  • Life Insurance

    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Health One R Us Inc. proudly work with residents in the Palos Hills area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (708) 692-5405 and ask to speak to Thomas Michal Biernat. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 10661 S Roberts Rd,Palos Hills,IL,60465. We look forward to seeing you.


    LAW-0246AO (05/18)

  • Business Insurance

    You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Nationwide Insurance: Health One R Us Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.

    We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Palos Hills. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.

    With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Thomas Michal Biernat can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (708) 692-5405 to set up a time to stop by our office on 10661 S Roberts Rd, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Health One R Us Inc. also offers products in AZ, IL, IN. Please call for information on products in those states.

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