Heard Insurance Agency

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Heard Insurance Agency in Osage, IA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Heard Insurance Agency on 608 Main St will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.

    We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.

    We want you to get the level of coverage that is most suited for your needs and situation. Call (641) 732-5823 so you can speak with Heard Insurance Agency in Osage. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.
  • Homeowners Insurance
    It makes no difference how small or large your home is, it should be paired with an adequate home insurance plan that meets your needs. It's this philosophy that drives Heard Insurance Agency and Chris Bushbaum to make sure each member has a home insurance plan that accounts for most circumstances. Taking that dedication a step further, we've teamed up with the experts at Nationwide to better provide for our members and protect their residential investments.

    We look forward to learning more about the features of your Osage home, your most prized possessions, why you decided on your current neighborhood, and whether you plan on making any exciting upgrades to your property in the future. All of these factors determine what kind of protection you need. We know how confusing home insurance can sometimes be, which is why we take the time necessary to thoroughly review your plan to make sure you understand how it provides the solid protection we're known for.

    While we don't live in your home, we'll most certainly safeguard it and everything inside of it as if your home were ours. Chris Bushbaumand the rest of us here at Heard Insurance Agency stand ready to answer your questions and address your concerns. Just give us a call at (641) 732-5823, or stop by and see us at 608 Main St. We'll do our absolute best to make you feel right at home.
  • Life Insurance
    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Osage life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Heard Insurance Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (641) 732-5823 and ask for Chris Bushbaum or visit us at 608 Main St,Osage,IA,50461. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)
  • Business Insurance
    Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Osage business, a good business insurance policy might be one of the hardest-working. For years, Chris Bushbaum has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Nationwide Insurance: Heard Insurance Agency can help make sure you don't have to worry about the unexpected.

    A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Nationwide Insurance: Heard Insurance Agency team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.

    Discover improved coverage solutions today by calling (641) 732-5823. Our agents are here to make doing business simpler and more secure. Visit our 608 Main St location today to begin exploring the personalized solutions we can offer.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Heard Insurance Agency also offers products in AZ, CO, IA, MN, SD, WI. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?
Discover what gap insurance does and how this auto policy can help you.
Take a look at what make up the differences between hazard insurance and homeowners insurance.
Learning center articleDiscover what factors impact the cost of utilities
There are many different factors that can influence the amount of money you spend on utilities