Herman W Lapointe Jr Insurance Agency Inc. in Fall River, MA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Herman W Lapointe Jr Insurance Agency Inc. in Fall River, Massachusetts provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Even with advanced auto technology, car accidents are still a common occurrence. Herman W Lapointe Jr Insurance Agency Inc.understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Fall River drivers.

    Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.

    Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (508) 678-8341, or visit us at 1777 Pleasant St.

  • Homeowners Insurance

    Making sense of your many home insurance coverage options can seem like a daunting task, especially if you have just purchased a new property. Buying a home is a big step for anyone to take, but the process is not fully complete until the right policy has been selected. Joseph Marshall can help you protect this important investment through the selection of Nationwide home insurance policies fitted precisely to your needs. Here at Herman W Lapointe Jr Insurance Agency Inc. we excel at assisting customers with home insurance solutions and other essential forms of coverage. Your home should be protected from the many changes that might affect it, and we can help make sure your policy is up to the task.

    We understand that no two homes are exactly alike, so every homeowner's concerns are going to be unique as well. By providing tailored coverage solutions, we can offer enhanced peace of mind. You can rest easy knowing your home insurance policy reflects your needs today and tomorrow. If you ever have questions or concerns about your coverage, just let us know. Nationwide has an extensive network of agents working around the clock to assist with filing claims and much more.

    To discover the coverage solutions that best meet your needs, contact Herman W Lapointe Jr Insurance Agency Inc. today by calling (508) 678-8341. Fall River area customers can also visit our offices at 1777 Pleasant St. Let us know how we can help improve your existing coverage or discover what insurance options are available to you as a new homeowner.

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Fall River life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Herman W Lapointe Jr Insurance Agency Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (508) 678-8341 and ask for Joseph Marshall or visit us at 1777 Pleasant St,Fall River,MA,02723. We will be happy to work with you to make sure your family’s financial security is always protected.


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  • Business Insurance

    Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Herman W Lapointe Jr Insurance Agency Inc. work with Nationwide to provide insurance solutions for your business in Fall River. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.

    Herman W Lapointe Jr Insurance Agency Inc. has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Fall River.

    Give our team at Herman W Lapointe Jr Insurance Agency Inc. a call at (508) 678-8341, or stop by our office on 1777 Pleasant St. We will answer any questions you have and get started on building an insurance policy for your business needs.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Herman W Lapointe Jr Insurance Agency Inc. also offers products in MA, RI. Please call for information on products in those states.