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Higginbotham Insurance Agency Inc. in Waco, TX

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Higginbotham Insurance Agency Inc. in Waco, Texas provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    When looking for insurance, what matters most is coverage you can rely on if things go wrong. That's why Gary Randall Carter works with Nationwide to provide you with a personalized and affordable plan. We know every situation is different, which is why we offer a variety of solutions to common insurance needs. Whether you have one car and one driver or many cars and multiple drivers, Higginbotham Insurance Agency Inc. is ready to help you navigate selecting car insurance.

    At Nationwide, we're here when you need us. We make vehicle claims quick and simple by providing a list of repair shops we have pre-screened for quality and professionalism. We are local to the Waco area so we know what is important for vehicles in this part of the country, from weather to general use. We'll spend as long as it takes to make sure you understand your coverage.

    When you contact Higginbotham Insurance Agency Inc., you'll get the benefit of all Nationwide's discounts which you may qualify for. There are discounts for every stage of life, from good student discounts to safe driver discounts. We will even discuss discounts for eco-friendly billing. Call today at (817) 336-2377 or come visit us in person at 7528 Bosque Blvd. We look forward to making you part of our member community.

  • Homeowners Insurance

    Navigating the variety of options for your home insurance needs is simple with Gary Randall Carter of Higginbotham Insurance Agency Inc.. Gary Randall Carter has teamed up with Nationwide to bring you expert insurance advice. Together, you'll go over coverage options for both your home and belongings that are valuable to you. Specifically, with our Brand New Belongings® coverage, we can help to replace or repair your covered valuables. Because Higginbotham Insurance Agency Inc. is local to Waco, you can create an insurance policy with the unique qualities of your location in mind.

    When it comes to your home, a good roof over your head can relieve a lot of worry. Other unique aspects of your home, such as a pool, gazebo, or other detached structures, are also important to finding you the right insurance coverage. In Waco, we know there are also specific social and weather conditions that should influence your coverage, so we'll be sure to discuss them with you when you drop by.

    To get in touch and learn more about home insurance policies, you can come to our office at 7528 Bosque Blvd 75080 or call us at (817) 336-2377. We'll not only go over what kind of coverage is available to you, but how to qualify for special discounts and bundle packages. We look forward to meeting you and walking you through your options.

  • Life Insurance

    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Higginbotham Insurance Agency Inc. proudly work with residents in the Waco area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (817) 336-2377 and ask to speak to Gary Randall Carter. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 7528 Bosque Blvd,Waco,TX,76712. We look forward to seeing you.


    LAW-0246AO (05/18)

  • Business Insurance

    The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Nationwide Insurance: Higginbotham Insurance Agency Inc. works with Nationwide to provide Waco business owners with high quality protection for their companies, employees, and the future of their businesses. Let Gary Randall Carter and Nationwide safeguard your business while you take care of business.

    Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.

    While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 7528 Bosque Blvd at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (817) 336-2377.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Higginbotham Insurance Agency Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.

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