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Higgins & Rutledge Insurance Inc. in Boise, ID

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Higgins & Rutledge Insurance Inc. in Boise, ID provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Higgins & Rutledge Insurance Inc. specializes in making it easy for Boise drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.

    Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Higgins & Rutledge Insurance Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.

    Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (208) 343-7741. You're also more than welcome to visit us at 1661 W Shoreline Dr.

  • Homeowners Insurance

    If you are currently in the market for new home insurance protection in Boise, then now is the time to get in touch with the agents at Higgins & Rutledge Insurance Inc.. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. For more details on coverage solutions that are best suited to your needs, contact Higgins & Rutledge Insurance Inc. or our other agents, who are ready to provide assistance. For instance, the Brand New Belongings® option may help to replace or repair covered items.

    Together with the help of Nationwide, Higgins & Rutledge Insurance Inc. can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.

    For straightforward solutions to your home insurance needs in Boise, don't hesitate to visit with the agents in our office at 1661 W Shoreline Dr. Alternatively, we also conduct consultations and assist with purchases over the phone at (208) 343-7741.

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Boise life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Higgins & Rutledge Insurance Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (208) 343-7741 and ask for Higgins & Rutledge Insurance Inc. or visit us at 1661 W Shoreline Dr,Boise,ID,83702. We will be happy to work with you to make sure your family’s financial security is always protected.


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  • Business Insurance

    Finding safety and security as a small business owner is important, and part of reaching a secure and sustainable cycle of operations is knowing how to manage your risks. That is why Nationwide Insurance: Higgins & Rutledge Insurance Inc. works with Nationwide. With their flexible coverage options and our agents' expertise, finding the right insurance package for any company is a matter of time, research, and the planning necessary to insulate you against common challenges and risks for businesses in your industry.

    Higgins & Rutledge Insurance Inc. and the rest of our agents use an On Your Side® Review to go over the possible points of exposure your company regularly encounters. Since each business and industry is unique, evaluating your exact operations, number of employees, and operating locations both inside and outside of Boise are all important steps toward understanding what coverage options will benefit your company the most. With coverage options for liability, property, equipment, and assets, plans are designed to meet your needs at each stage of your company's growth.

    To find out about the best combination of basic coverages and extended options like accounts receivable coverage, get in touch with Nationwide Insurance: Higgins & Rutledge Insurance Inc. at (208) 343-7741. They will answer your questions or set an appointment for in-person consultations at 1661 W Shoreline Dr. It is even possible to complete your review and buy a policy on the phone, so call today to get the process of finding your best coverage started.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Higgins & Rutledge Insurance Inc. also offers products in AZ. Please call for information on products in those states.

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