Hni Risk Services Of Michigan in Grand Rapids, MI

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Hni Risk Services Of Michigan in Grand Rapids, MI provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Hni Risk Services Of Michigan has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Grand Rapids differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give James McKinley a call today at (616) 264-3000 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 140 Monroe Center St NW. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

  • Homeowners Insurance

    Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your Grand Rapids home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. James McKinley has helped Grand Rapids homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.

    Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, Hni Risk Services Of Michigan can find a coverage solution that best fits you and your home.

    As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit Hni Risk Services Of Michigan at 140 Monroe Center St NW. You can also reach our associates by calling (616) 264-3000. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Hni Risk Services Of Michigan are here to help people like you in the Grand Rapids area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (616) 264-3000 and ask for James McKinley. We are located at 140 Monroe Center St NW,Grand Rapids,MI,49503 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


    LAW-0248AO (05/18)

  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Nationwide Insurance: Hni Risk Services Of Michigan and the experts of Nationwide are working together to provide Grand Rapids entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of. James McKinley looks forward to learning more about your business in order that it and everything associated with it can be properly protected.

    No matter the industry that your company does business in, you should consider talking to your Nationwide Insurance: Hni Risk Services Of Michigan agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (616) 264-3000, or feel free to visit us at our location at 140 Monroe Center St NW.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Hni Risk Services Of Michigan also offers products in AL, AZ, AR, CA, CO, CT, DE, FL, GA, IL, IN, IA, KS, ME, MD, MI, MN, MS, MO, NE, NV, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, KY, NJ. Please call for information on products in those states.

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