Our Insurance Products
You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Horst Insurance-Lancaster so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
When you begin working with Horst Insurance-Lancaster at our Chadds Ford office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (610) 459-8285 to set up an appointment at our office located at 122 Commons Ct. We look forward to helping you acquire the coverage you need.
At Horst Insurance-Lancaster we understand that you want insurance coverage for your home in Chadds Ford without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and So can help you asses your insurance requirements and choose a policy that offers the coverage you need.
Horst Insurance-Lancaster has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (610) 459-8285 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 122 Commons Ct.
At Horst Insurance-Lancaster, we want to make customers aware of how easy and affordable life insurance is. We know many people in Chadds Ford think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact at (610) 459-8285 to arrange a time to meet in office at 122 Commons Ct,Chadds Ford,PA,19317 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Horst Insurance-Lancaster in Chadds Ford offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 122 Commons Ct, or you can speak with us over the phone at (610) 459-8285.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Horst Insurance-Lancaster also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NY, NC, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.
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