Hughes Insurance Agency Inc.
Our Insurance Products
- Auto InsuranceInsurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Joseph Koncikowski works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Queensbury.
Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Hughes Insurance Agency Inc. understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Joseph Koncikowski at (518) 793-3131. You can also make an appointment for a face to face meeting at our offices at 328 Bay Rd.
- Homeowners InsuranceMany people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. Here at Hughes Insurance Agency Inc., Joseph Koncikowski helps homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Hughes Insurance Agency Inc. is located at 328 Bay Rd. Contact our office at (518) 793-3131 to speak with our agent.
- Life InsuranceWhenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Hughes Insurance Agency Inc. are here to help newlyweds in the Queensbury area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (518) 793-3131 and ask for Joseph Koncikowski. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 328 Bay Rd,Queensbury,NY,12804. It may be the most important date of your life.
- Business InsuranceManaging the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Nationwide Insurance: Hughes Insurance Agency Inc. in Queensbury, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. Joseph Koncikowski will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 328 Bay Rd or give us a call at (518) 793-3131.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hughes Insurance Agency Inc. also offers products in CT, FL, MA, NH, NY, RI, VT, NJ. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim