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Understanding the language of insurance policies can be difficult, which is why F N I C focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by F N I C to fit any driver's needs in Avoca.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at F N I C understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to F N I C about other discounts you might qualify for, give our offices a call at (712) 824-7279. We are also able to make appointments for face to face consultations at our office located at 152 S Elm St. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Avoca homeowners are experts when it comes to knowing everything there is to know about their house and property, but not all homeowners may be familiar with everything contained in their home insurance policies. Some policies are designed with a one-size-fits-all philosophy and may not provide adequate protection for special features like swimming pools, garages, carports, tree houses, and children's play equipment. Your home insurance policy should not be a mystery. Let the team at F N I C help you determine whether your policy is really providing the kind of protection your home requires.
Every home and residential property is a little bit different, which means coverage should be tailored to meet each situation. Changes to the property, such as renovation or remodeling, may require taking a look at your current policy. As a Nationwide agency, we provide our customers with personalized coverage solutions. This approach helps make sure you are getting the most value for your money.
We look forward to helping you access Nationwide home insurance and much more. Contact F N I C today by calling (712) 824-7279, or drop by our office on 152 S Elm St. Our experienced agents are ready to help you improve your existing coverage or discover new policy options.
As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
F N I C can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
You may be wondering why you should choose a policy through Nationwide and F N I C. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (712) 824-7279 or stop by our offices on 152 S Elm St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The F N I C also offers products in MO, NE. Please call for information on products in those states.