Frequently asked questions
Our Insurance Products
Since opening their doors, Ruhl & Ruhl Insurance has been helping Davenport motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with Ruhl & Ruhl Insurance.
Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and Ruhl & Ruhl Insurance. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that Davenport drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.
Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to Ruhl & Ruhl Insurance and make decisions with speed and confidence. Give us a call at (563) 324-1981. The office is located at 215 N Main St.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Davenport. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Ruhl & Ruhl Insurance and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Ruhl & Ruhl Insurance to explain every step along the way. We're located at 215 N Main St, but you can also call us at (563) 324-1981 to schedule an appointment or just ask questions.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Ruhl & Ruhl Insurance are here to help newlyweds in the Davenport area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (563) 324-1981 and ask for Ruhl & Ruhl Insurance. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 215 N Main St,Davenport,IA,52801. It may be the most important date of your life.
Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Ruhl & Ruhl Insurance in Davenport can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Ruhl & Ruhl Insurance will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (563) 324-1981 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 215 N Main St, during business hours to speak with one of our agents in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ruhl & Ruhl Insurance also offers products in AK. Please call for information on products in those states.
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