Downtown Insurance in Des Moines, IA

The Downtown Insurance in Des Moines, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Downtown Insurance is your local expert for Des Moines auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.
  
  Have questions about policy types, claim amounts, or liability requirements that apply to IA drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Downtown Insurance can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.
  
  We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Des Moines driver. By partnering with Nationwide and providing great customer service, Downtown Insurance can make things a little easier on you. Call us today at (515) 288-3004, and we'll take the stress out of shopping for 50309 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 655 Walnut St.

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• Home Insurance

  As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Downtown Insurance in Des Moines, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
  
  Some may think that having basic coverage will cover all losses, but this is not the case. Downtown Insurance will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
  
  Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (515) 288-3004 to speak with a qualified agent or set up an appointment. You can also stop by our office at 655 Walnut St for a complimentary consultation to discuss your insurance needs.

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• Life Insurance

  No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Downtown Insurance in Des Moines. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
  
  From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
  
  If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Downtown Insurance located at 655 Walnut St,Des Moines,IA,50309. You’re also more than welcome to speak with Downtown Insurance directly by calling (515) 288-3004.
  
  
  LAW-0242AO (05/18)

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• Business Insurance

  Along with versatile coverage options from Nationwide, Downtown Insurance has the expertise to customize a business insurance solution for any Des Moines company. Whether it's a golf course, medical clinic, food vendor or B2B contractor, learn how to better manage your risk with one of our expert business insurance agents.
  
  First and foremost, it's crucial that any coverage gaps are identified and eliminated. From liability insurance to worker's compensation and other coverage programs, know that your customers, employees, and business are taken care of should a covered event occur. From there, Downtown Insurance will help structure a policy around your business needs. Many Des Moines owners find that a business owner's policy makes the most sense for their company, but standalone insurance coverage for liability, property assets, or commercial auto is also available.
  
  Call Downtown Insurance at (515) 288-3004. Let's talk about your new policy and the future of your company. We can also schedule an appointment to talk in person. Our office is located at 655 Walnut St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Downtown Insurance also offers products in IA. Please call for information on products in those states.