Frequently asked questions
Our Insurance Products
While you might be one of the safest drivers in Des Moines, there's no guarantee that you'll never be involved in an accident. USI Insurance Services LLC is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, USI Insurance Services LLC has made it easy to get the right coverage through a policy backed by Nationwide.
In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
Ready to drive off into the sunset with true peace of mind? Stop by and see us at 300 Walnut St, or pick up the phone and call us at (515) 243-1724.
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and USI Insurance Services LLC. Our agents can help you take care of this essential step of becoming a Des Moines homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Des Moines homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our USI Insurance Services LLC agents demystify the process without oversimplifying it. Call us at (515) 243-1724 to discuss your property and policy coverage. All of our Des Moines customers are welcome to make an office appointment, but especially if you live in the 50309 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from USI Insurance Services LLC.
If you are thinking about purchasing a life insurance policy in Des Moines, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At USI Insurance Services LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, USI Insurance Services LLC is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (515) 243-1724 to speak with one of our team members, or stop by 300 Walnut St to discuss your insurance needs in our office.
Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At USI Insurance Services LLC in Des Moines, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. USI Insurance Services LLC will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 300 Walnut St or give us a call at (515) 243-1724.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The USI Insurance Services LLC also offers products in AK. Please call for information on products in those states.
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