Lj Insurance Inc. in Fort Madison, IA

The Lj Insurance Inc. in Fort Madison, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why Lj Insurance Inc. is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Fort Madison.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (319) 372-2055 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 711 Ave G.

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• Home Insurance

  Lj Insurance Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Fort Madison agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Fort Madison neighborhoods are, no two households are exactly the same, even within 52627.
  
  For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Fort Madison home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
  
  Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Lj Insurance Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (319) 372-2055. Or, if you're in the 52627 area during office hours, swing by our Fort Madison location at 711 Ave G, and we can discuss your home insurance options in person.

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• Business Insurance

  No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Lj Insurance Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Fort Madison.
  
  Lj Insurance Inc. can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
  
  Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Lj Insurance Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (319) 372-2055 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 711 Ave G.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Lj Insurance Inc. also offers products in AZ, CO, IL, IA, ME, MN, MO, MT, NM, NY, OR, PA. Please call for information on products in those states.