Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Ludovissy And Associates focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Ludovissy And Associates to fit any driver's needs in Guttenberg.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Ludovissy And Associates understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Ludovissy And Associates about other discounts you might qualify for, give our offices a call at (563) 252-1966. We are also able to make appointments for face to face consultations at our office located at 414 S River Park Dr. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Guttenberg. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Ludovissy And Associates and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Ludovissy And Associates to explain every step along the way. We're located at 414 S River Park Dr, but you can also call us at (563) 252-1966 to schedule an appointment or just ask questions.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Ludovissy And Associates are here to help people like you in the Guttenberg area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (563) 252-1966 and ask for Ludovissy And Associates. We are located at 414 S River Park Dr,Guttenberg,IA,52052 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
Nationwide understands the insurance needs of small business owners, and that is exactly why we offer some of the best business insurance policies in the industry. Our policies can easily be customized to fit you and your budget, and our agents are ready and willing to address any of your concerns. Whether you need property insurance or are seeking liability insurance, Nationwide offers insurance products that will benefit you and your business. For business owners who want a more widespread policy, a business owners policy (BOP) may be just what you need.
When it comes to your business, the building and the space that you occupy are two of the most important elements of your success. Our property insurance policies can protect your business in the event of fire, theft, vandalism, or natural disaster damage. These policies also cover the equipment and furniture inside the building, and can even extend to your personal residence if you work from home. If you or your employees utilize company vehicles, our business auto insurance can provide for you if you or your workers are involved in an accident. Naturally, you will want to protect yourself against potential lawsuits, and our liability policies can help you do so. If a customer or visitor is injured on your premises, you won't have to worry about losing money.
Simply put, Nationwide keeps your best interests in mind. If you are interested in our business products, our trained agents in Guttenberg can answer your questions. Ludovissy And Associates is located at 414 S River Park Dr. Don't put off securing your business' future any longer. Contact us today at (563) 252-1966.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ludovissy And Associates also offers products in AZ. Please call for information on products in those states.
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