Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Neighbor Insurance Service Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Neighbor Insurance Service Inc. to fit any driver's needs in Hiawatha.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Neighbor Insurance Service Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Neighbor Insurance Service Inc. about other discounts you might qualify for, give our offices a call at (319) 378-1089. We are also able to make appointments for face to face consultations at our office located at 175 Center Point Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Hiawatha. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Neighbor Insurance Service Inc. and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Neighbor Insurance Service Inc. to explain every step along the way. We're located at 175 Center Point Rd, but you can also call us at (319) 378-1089 to schedule an appointment or just ask questions.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Neighbor Insurance Service Inc. are here to help people like you in the Hiawatha area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (319) 378-1089 and ask for Neighbor Insurance Service Inc.. We are located at 175 Center Point Rd,Hiawatha,IA,52233 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
We all strive to be at our very best at every possible moment to fulfill our own individual obligations and meet the needs of those around us. Yet there will be times when factors outside of our control present risks. Perhaps in no other facet of life is this more true than in business. As a small business owner, your effort in building your company needs to be protected by a sound insurance plan. We at Neighbor Insurance Service Inc. would be happy to provide you with that.
Thanks to our association with Nationwide, all of the core coverage elements needed to build the right business insurance policy in Hiawatha are right at your fingertips. You can start with basic options such as commercial property and business liability insurance, and then supplement that with business auto coverage. Then, depending upon the unique aspects of your company, you can choose to add extra coverage such as crime insurance, cyber liability protection, workers' compensation, and added financial security through accounts receivable and business interruption insurance. Not sure how much insurance you'll need? Choose instead to go with a businessowners policy, which offers a wide range of coverages designed to provide a convenient package.
Building the ideal small business insurance plan can be easy if you have the right help in doing it. Neighbor Insurance Service Inc. is here to help. We look forward to discussing all of the business insurance benefits that Nationwide has to offer. To learn more about covering your company through Nationwide, stop by and speak to us at our office on 175 Center Point Rd, or call and schedule an appointment at (319) 378-1089.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Neighbor Insurance Service Inc. also offers products in AR. Please call for information on products in those states.
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