Frequently asked questions
Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Abens Marty Curran Agency is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Humboldt.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (515) 532-3371 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 513 1/2 Sumner Ave.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Abens Marty Curran Agency has worked so diligently to understand the insurance priorities of 50548 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Humboldt neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Humboldt home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Abens Marty Curran Agency offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 513 1/2 Sumner Ave. But our home insurance expertise extends throughout the greater Humboldt area. Call the Abens Marty Curran Agency at (515) 532-3371 to get our take on the best way to protect against potential homeowner damages.
If you are thinking about purchasing a life insurance policy in Humboldt, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Abens Marty Curran Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Abens Marty Curran Agency is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (515) 532-3371 to speak with one of our team members, or stop by 513 1/2 Sumner Ave to discuss your insurance needs in our office.
No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Abens Marty Curran Agency understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Humboldt.
Abens Marty Curran Agency can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Abens Marty Curran Agency works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (515) 532-3371 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 513 1/2 Sumner Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Abens Marty Curran Agency also offers products in IA. Please call for information on products in those states.
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