Heritage Insurance Group LLC in Jefferson, IA

The Heritage Insurance Group LLC in Jefferson, Iowa provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Get a personalized policy solution with Heritage Insurance Group LLC. Our agents will take the time to understand your auto coverage priorities whether your household residing in Jefferson includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Heritage Insurance Group LLC to serve motorists in neighborhoods across Jefferson.
  
  Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Jefferson drivers for each year of claims-free driving.
  
  Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Heritage Insurance Group LLC. Call us at (712) 999-2263 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 107 N Chestnut St office.

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• Home Insurance

  For years, Heritage Insurance Group LLC has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
  
  Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
  
  Heritage Insurance Group LLC has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Jefferson at 107 N Chestnut St. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Heritage Insurance Group LLC at (712) 999-2263 to explore your insurance options.

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• Life Insurance

  At Heritage Insurance Group LLC, we want to make customers aware of how easy and affordable life insurance is. We know many people in Jefferson think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Heritage Insurance Group LLC at (712) 999-2263 to arrange a time to meet in office at 107 N Chestnut St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Heritage Insurance Group LLC, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Jefferson, Nationwide and Heritage Insurance Group LLC are ready and willing to help you. To learn more about which small business policies are right for you, call us at (712) 999-2263 or stop into our offices at 107 N Chestnut St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Heritage Insurance Group LLC also offers products in AZ. Please call for information on products in those states.