Mel's Insurance Agency Inc. in Lake Park, IA

The Mel's Insurance Agency Inc. in Lake Park, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  If you've recently bought a brand new or new-to-you vehicle in Lake Park, you'll want an all-encompassing auto insurance plan that protects your new investment. Mel's Insurance Agency Inc. specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
  
  Mel's Insurance Agency Inc. gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
  
  Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (712) 832-3306 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 127 Market St.

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• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the Mel's Insurance Agency Inc. has worked so diligently to understand the insurance priorities of 51347 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Lake Park neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Lake Park home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Mel's Insurance Agency Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 127 Market St. But our home insurance expertise extends throughout the greater Lake Park area. Call the Mel's Insurance Agency Inc. at (712) 832-3306 to get our take on the best way to protect against potential homeowner damages.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Lake Park, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Mel's Insurance Agency Inc., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Mel's Insurance Agency Inc. is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (712) 832-3306 to speak with one of our team members, or stop by 127 Market St to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Mel's Insurance Agency Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Lake Park.
  
  Mel's Insurance Agency Inc. can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
  
  Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Mel's Insurance Agency Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (712) 832-3306 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 127 Market St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Mel's Insurance Agency Inc. also offers products in AZ, CO, IA, KS, MN, MO, NE, SD. Please call for information on products in those states.