Frequently asked questions
Our Insurance Products
Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Lakota Agency works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Lakota.
Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Lakota Agency understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Lakota Agency at (641) 843-4455. You can also make an appointment for a face to face meeting at our offices at 302 Smith St.
Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. At Lakota Agency, we help homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Lakota Agency is located at 302 Smith St. Contact our office at (641) 843-4455 to speak with our agent.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lakota, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Lakota Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (641) 843-4455 for an appointment with an agent. Feel free to stop by 302 Smith St to discuss Nationwide coverage options in person.
Whether your Lakota company is looking for liability, property, or more specialized commercial insurance, the Lakota Agency can help better manage your company's risk. We have insurance expertise in major industries like retail and construction, as well as more niche industries like golf courses and beauty salons.
We also offer several types of employee insurance, including many that go above and beyond state-required coverage like workers compensation. What if someone blows out a knee at the company softball game, for example? Let one of the experts at Lakota Agency explain to you the advantages of Nationwide's GrouProtector℠ coverage. Meanwhile, the On Your Side® Review is a great way to keep your company up-to-date with the latest changes to state laws and local markets.
With a business owner's policy and flexible billing options, we can readily develop an insurance solution that's customized for your Lakota business. For a policy that leaves no coverage gaps and a payment schedule that makes sense for your business' day-to-day, don't hesitate to contact us. Lakota Agency can help protect your business from coverable losses. Give us a call at (641) 843-4455. You can also schedule an appointment with our 302 Smith St office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Lakota Agency also offers products in IA. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim