Frequently asked questions
Our Insurance Products
Whether you're changing vehicles or simply searching for better coverage this policy term, let Meinecke-Richards Agency Inc. answer all your auto insurance questions. Our agents can ensure your policy meets all applicable IA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Maquoketa.
Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Maquoketa drivers Meinecke-Richards Agency Inc. serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
Our office address is 801 W Platt St, but no matter which Maquoketa zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (563) 652-6994. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
You've already personalized your home, now it's time to personalize your home insurance coverage. Meinecke-Richards Agency Inc. is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Maquoketa, which means your home insurance should reflect that uniqueness. We can help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Meinecke-Richards Agency Inc. is ready to help you figure out your personalized home insurance solution. You can visit our office at 801 W Platt St or call us at (563) 652-6994. We will take the time to explain all your options as well as unique coverage concerns based on living in Maquoketa, and we'll make sure you know about available discounts you may qualify for.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Meinecke-Richards Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Maquoketa. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Meinecke-Richards Agency Inc. can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (563) 652-6994 to discuss them over the phone. You can also make an appointment or visit our office at 801 W Platt St to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
Meinecke-Richards Agency Inc. can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
You may be wondering why you should choose a policy through Nationwide and Meinecke-Richards Agency Inc.. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (563) 652-6994 or stop by our offices on 801 W Platt St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Meinecke-Richards Agency Inc. also offers products in IA. Please call for information on products in those states.
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