Ratcliff & Blake Insurance Pro Inc. in Melbourne, IA

The Ratcliff & Blake Insurance Pro Inc. in Melbourne, Iowa provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Ratcliff & Blake Insurance Pro Inc. is here to help. At Ratcliff & Blake Insurance Pro Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
  
  With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Melbourne, know that we will always be there when you need us.
  
  Come in today and talk to Ratcliff & Blake Insurance Pro Inc.. You can visit us at 202 Main St or call in advance at (641) 673-8603 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Ratcliff & Blake Insurance Pro Inc. in Melbourne to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Melbourne is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Ratcliff & Blake Insurance Pro Inc. with Ratcliff & Blake Insurance Pro Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (641) 673-8603. You can also stop by our office at 202 Main St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Business Insurance

  As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Ratcliff & Blake Insurance Pro Inc. in Melbourne can help you find the coverage you are looking for.
  
  When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.
  
  Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. Visit us at 202 Main St, or call (641) 673-8603 if you are ready to find the right policy.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ratcliff & Blake Insurance Pro Inc. also offers products in CA, CO, IL, IA, VA. Please call for information on products in those states.