Frequently asked questions
Our Insurance Products
Understanding car insurance does not have to be a hassle. At Roberts-Smiley Agency Inc. we believe protecting your vehicle should be simple. Roberts-Smiley Agency Inc. and Nationwide have come together in Perry to provide you with quality insurance at an affordable price. The protection we provide is meant to reduce your stress and decrease the time it takes to get you safely back on the road after an accident.
When an accident happens, we are there to help. This includes helping you find the best repair shop near you so you can get your life back on track as quickly as possible. All the repair shops in Nationwide's network have been pre-screened and pre-qualified for the highest level of service. Part of your membership is knowing how your vehicle is protected. This is part of Nationwide's On Your Side® Review, a process where we will answer any questions you may have and review your coverages to make sure you have the right protection for your needs. All new members receive the same great service we have provided to our members for many years.
Because we're local to your area, getting the right protection for your vehicle is easy. Roberts-Smiley Agency Inc. is conveniently located in Perry to better serve you and find the right protection for your car. Come visit us at 609 1st Ave.
Buying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at Roberts-Smiley Agency Inc. in Perry, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.
When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. Roberts-Smiley Agency Inc. is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 609 1st Ave or give us a call at (515) 465-4101 to find out the different ways in which you can customize your policy.
Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with Roberts-Smiley Agency Inc. and find out what you can do to protect your home today.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Roberts-Smiley Agency Inc. are here to help people like you in the Perry area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Roberts-Smiley Agency Inc. at (515) 465-4101. We are located at 609 1st Ave. Let us help you find the right policy to assure your family’s financial security.
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Roberts-Smiley Agency Inc. in Perry can help you find the right one. Stop by your local Nationwide agency on 609 1st Ave, or call (515) 465-4101 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Roberts-Smiley Agency Inc. also offers products in IA. Please call for information on products in those states.
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