Focus Insurance Team Inc. in Saint Ansgar, IA

The Focus Insurance Team Inc. in Saint Ansgar, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Focus Insurance Team Inc. is your go-to source for friendly, knowledgeable advice about your Saint Ansgar auto insurance. It doesn't matter if you're trying to determine the right claim limits for your household, or if you're a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.
  
  Focus Insurance Team Inc. customer needs run the gamut from meeting minimum requirements for the state of IA and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible® program.
  
  There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you're in our neck of the woods on 211 Saints Ave or no matter where you live in Saint Ansgar, you can get the coverage you need with the Focus Insurance Team Inc.. Give us a call at (641) 713-2345 today.

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• Home Insurance

  Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why Focus Insurance Team Inc. offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. Focus Insurance Team Inc. is here to help you find the right coverage for your home.
  
  Our Saint Ansgar agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.
  
  If you bought your home a while back but are looking to switch to a different policy provider, the Focus Insurance Team Inc. team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with Focus Insurance Team Inc. or any other member of our team, visit our 211 Saints Ave office or call us at (641) 713-2345.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Saint Ansgar, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Focus Insurance Team Inc. and Focus Insurance Team Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (641) 713-2345 for an appointment with an agent. Feel free to stop by 211 Saints Ave,Saint Ansgar,IA,50472 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Focus Insurance Team Inc. in Saint Ansgar, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
  
  While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
  
  When you are ready to protect your company, Focus Insurance Team Inc. is available to walk you through your options. You can call our office at (641) 713-2345 to set up an appointment or speak with an agent over the phone. You can also visit our office at 211 Saints Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Focus Insurance Team Inc. also offers products in AZ. Please call for information on products in those states.