Central Financial Group in Spencer, IA

The Central Financial Group in Spencer, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Look to the insurance provider who is there when you need them when it comes to vehicle insurance services. Central Financial Group works with Nationwide to offer members a wide variety of discounts and services. We are also available to answer any questions you may have about auto insurance plans, either over the phone or in person.
  
  We make sure to thoroughly review your insurance needs before finalizing anything. It is our goal that you walk away with protection that you completely understand and can count on. We also make sure you know exactly which of our many discounts are available to you, such as those for good students or for using our ecofriendly paperless billing plan. These discounts may be applied to our many insurance protection options. We offer solutions like liability coverage and roadside assistance. Because we are located locally in Spencer, we know what the specific weather and traffic conditions are like. We can walk you through the protection options for your vehicles and those specific to Spencer. Have peace of mind that comes from a personalized insurance plan.
  
  Central Financial Group is willing to talk to you whenever you have the time. You can call us at (712) 580-6444 or schedule an in-person appointment at 702 Grand Ave. Our door is always open and your questions will always be answered.

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• Home Insurance

  Central Financial Group can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Spencer agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Spencer neighborhoods are, no two households are exactly the same, even within 51301.
  
  For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Spencer home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
  
  Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Central Financial Group walk you through the options and clearly explain your policy choices. Simply give us a call at (712) 580-6444. Or, if you're in the 51301 area during office hours, swing by our Spencer location at 702 Grand Ave, and we can discuss your home insurance options in person.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Spencer, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Central Financial Group, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Central Financial Group is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (712) 580-6444 to speak with one of our team members, or stop by 702 Grand Ave to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Central Financial Group understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Spencer.
  
  Central Financial Group can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
  
  Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Central Financial Group works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (712) 580-6444 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 702 Grand Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Central Financial Group also offers products in AZ, AR, CA, CO, DE, FL, ID, IL, IN, IA, KS, MD, MI, MN, MS, MO, NE, NV, NM, NC, OH, PA, SC, SD, TN, TX, VA, WI, KY. Please call for information on products in those states.