Fnic in Spencer, IA

The Fnic in Spencer, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Whether you're changing vehicles or simply searching for better coverage this policy term, let Fnic answer all your auto insurance questions. Our agents can ensure your policy meets all applicable IA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Spencer.
  
  Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Spencer drivers Fnic serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
  
  Our office address is 1015 S Grand Ave, but no matter which Spencer zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (712) 737-8226. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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• Home Insurance

  Congratulations on becoming a proud Spencer homeowner! With all of the energy and resources you spent searching for and bidding on your home, Fnic knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
  
  Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Fnic can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
  
  If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (712) 737-8226 or visit us at 1015 S Grand Ave.

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• Business Insurance

  As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
  
  Fnic can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
  
  You may be wondering why you should choose a policy through Nationwide and Fnic. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (712) 737-8226 or stop by our offices on 1015 S Grand Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Fnic also offers products in LA. Please call for information on products in those states.