Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Act Insurance understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Story City.
Act Insurance builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (515) 733-2266. Or, call to schedule an appointment at our office at 603 Broad St.
Act Insurance can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Story City agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Story City neighborhoods are, no two households are exactly the same, even within 50248.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Story City home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Act Insurance walk you through the options and clearly explain your policy choices. Simply give us a call at (515) 733-2266. Or, if you're in the 50248 area during office hours, swing by our Story City location at 603 Broad St, and we can discuss your home insurance options in person.
When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Story City. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Act Insurance, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by Act Insurance at 603 Broad St. You can also contact them directly by dialing (515) 733-2266.
Your business is your pride and joy, and at Act Insurance we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.
You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.
Act Insurance is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Act Insurance in Story City will be happy to go over them with you. Feel free to stop by our 603 Broad St office any time, or phone us at (515) 733-2266. We look forward to learning about your business and discussing the many ways we can help to protect it.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Act Insurance also offers products in IA. Please call for information on products in those states.
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