L. L. Owens & Associates in Traer, IA

Our Insurance Products

The L. L. Owens & Associates in Traer, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. L. L. Owens & Associates has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Traer differ, and we recognize that.
  
  Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
  
  Give L. L. Owens & Associates a call today at (319) 478-2710 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 622 2nd St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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• Home Insurance

  At L. L. Owens & Associates we understand that you want insurance coverage for your home in Traer without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and So L. L. Owens & Associates can help you asses your insurance requirements and choose a policy that offers the coverage you need.
  
  L. L. Owens & Associates has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
  
  To find out more information regarding the programs that are right for you, call (319) 478-2710 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 622 2nd St.

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• Life Insurance

  When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Traer. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At L. L. Owens & Associates, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
  
  There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
  
  If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 622 2nd St,Traer,IA,50675 to speak with L. L. Owens & Associates. You can also contact them directly by dialing (319) 478-2710.
  
  
  LAW-0243AO (05/18)

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• Business Insurance

  We all get insurance with the hope of never having to use it. While we at L. L. Owens & Associates can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Traer area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company.
  
  What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim.
  
  With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact L. L. Owens & Associates by calling (319) 478-2710 and scheduling an appointment to come by our office on 622 2nd St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The L. L. Owens & Associates also offers products in IA. Please call for information on products in those states.