Smith Insurance Services Inc. in Sandpoint, ID

The Smith Insurance Services Inc. in Sandpoint, ID provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Smith Insurance Services Inc. is here to help. At Smith Insurance Services Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
  
  With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Sandpoint, know that we will always be there when you need us.
  
  Come in today and talk to Smith Insurance Services Inc.. You can visit us at 1309 Ponderosa Dr or call in advance at (208) 263-0888 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Smith Insurance Services Inc. in Sandpoint to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Sandpoint is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Smith Insurance Services Inc. with Smith Insurance Services Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (208) 263-0888. You can also stop by our office at 1309 Ponderosa Dr to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Sandpoint, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Smith Insurance Services Inc. and Smith Insurance Services Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (208) 263-0888 for an appointment with an agent. Feel free to stop by 1309 Ponderosa Dr,Sandpoint,ID,83864 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  Smith Insurance Services Inc. has been helping Sandpoint businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide.
  
  Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide.
  
  While there are common risk factors based on industry and location, every Sandpoint company has slightly different risk management needs. This is where the experts at Smith Insurance Services Inc. can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (208) 263-0888. We can set up your policy over the phone or schedule a time to talk in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Smith Insurance Services Inc. also offers products in AZ. Please call for information on products in those states.