Ortgiesen Insurance Agency Inc. in Byron, IL

The Ortgiesen Insurance Agency Inc. in Byron, IL provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Ortgiesen Insurance Agency Inc. is here to help. At Ortgiesen Insurance Agency Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
  
  With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Byron, know that we will always be there when you need us.
  
  Come in today and talk to Ortgiesen Insurance Agency Inc.. You can visit us at 113 W 2nd St or call in advance at (815) 234-8788 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

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• Home Insurance

  As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Ortgiesen Insurance Agency Inc. in Byron, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
  
  Some may think that having basic coverage will cover all losses, but this is not the case. Ortgiesen Insurance Agency Inc. will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
  
  Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (815) 234-8788 to speak with a qualified agent or set up an appointment. You can also stop by our office at 113 W 2nd St for a complimentary consultation to discuss your insurance needs.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Byron, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Ortgiesen Insurance Agency Inc. and Ortgiesen Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (815) 234-8788 for an appointment with an agent. Feel free to stop by 113 W 2nd St,Byron,IL,61010 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Ortgiesen Insurance Agency Inc. in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.
  
  What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.
  
  Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Byron, schedule a consultation appointment today. Visit us at 113 W 2nd St or call us at (815) 234-8788.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ortgiesen Insurance Agency Inc. also offers products in FL. Please call for information on products in those states.