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Richland Insurance Services Inc. in Decatur, IL

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Richland Insurance Services Inc.

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Richland Insurance Services Inc. in Decatur, IL provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Richland Insurance Services Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Decatur.

    Richland Insurance Services Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.

    To learn more about our policies, or to buy one, contact our offices at (217) 424-6024. Or, call to schedule an appointment at our office at 636 W Imboden Dr.

  • Home Insurance

    Home insurance is not a one-size-fits-all affair. Every home is different and there are many types of factors that determine what kind of coverage is needed. At Richland Insurance Services Inc., we can help you figure out the best way to obtain the full coverage you need. Some factors that may affect your home insurance include the age of your home, whether you have a pool or trampoline in the yard, the condition of your home, and many other details. Call us at (217) 424-6024 or visit us at our office on 636 W Imboden Dr in Decatur to explore your options for securing your financial future.

    Take the guesswork and headaches out of worrying about risk factors by speaking with Richland Insurance Services Inc. about the ways in which Nationwide home insurance products can give you the coverage you need. We can add custom provisions to your policy or provide you with separate policies to ensure that all risks are addressed and fully provided for. Knowledge is power, and our agents are committed to empowering you to make the best decisions for your family and protecting your home. Let us figure out the risks while you enjoy your lifestyle with security and peace of mind.

    To get started with the right policy for you, get in touch with Richland Insurance Services Inc. who can offer the information and guidance you need. Feel free to bring up any questions and concerns you may have so that we can fully address them.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Richland Insurance Services Inc. are here to help people like you in the Decatur area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (217) 424-6024 and ask for Richland Insurance Services Inc.. We are located at 636 W Imboden Dr,Decatur,IL,62521 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


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  • Business Insurance

    The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Nationwide Insurance: Richland Insurance Services Inc. works with Nationwide to provide Decatur business owners with high quality protection for their companies, employees, and the future of their businesses. Let Richland Insurance Services Inc. and Nationwide safeguard your business while you take care of business.

    Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.

    While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 636 W Imboden Dr at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (217) 424-6024.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Richland Insurance Services Inc. also offers products in IL. Please call for information on products in those states.