Ramsey Financial Services Inc. in La Harpe, IL

The Ramsey Financial Services Inc. in La Harpe, IL provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Ramsey Financial Services Inc. specializes in making it easy for La Harpe drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
  
  Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Ramsey Financial Services Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
  
  Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (217) 659-3331. You're also more than welcome to visit us at 108 E Main St.

  Read MoreRead Less
• Home Insurance

  Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Ramsey Financial Services Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of La Harpe home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
  
  Everything from the age of the home to the age of the homeowner can mean new ways to save on your La Harpe home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
  
  You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Ramsey Financial Services Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (217) 659-3331 to discuss your policy. Or schedule an appointment with our office at 108 E Main St to talk about your concerns in person with Ramsey Financial Services Inc. and our staff today.

  Read MoreRead Less
• Business Insurance

  As a small business owner in La Harpe, the need for you to have a solid business insurance policy protecting your business cannot be overstated. You no doubt put a lot of time and effort into growing and sustaining your business, so why risk its future by not protecting it and yourself against any and all obvious and unforeseen risks? With the help of our team here at Ramsey Financial Services Inc., we can help you secure coverage through Nationwide, one of the country's most respected insurers.
  
  When it comes to business insurance, your primary concern should be getting the right amount of coverage for your company. You certainly don't want to leave any potential gaps in your coverage, yet at the same time, you don't want to overpay either. Fortunately, Nationwide is with you when it comes to finding your ideal insurance package. An agent will be happy to sit down with you and take an inventory of all of your current business assets. The amount of replacement coverage that you'll need will then be determined by the replacement value of those assets. Next, you'll review the types of services that you offer, as well as the risks that your employees and customers are exposed to. Your liability coverage needs are then determined from there.
  
  Selecting the appropriate types and amounts of coverage needed to protect your small business doesn't need to be difficult, particularly when you have the help of an experienced agent. We at Ramsey Financial Services Inc. can provide that experience in helping you create a policy through Nationwide that's customized to fit your unique needs. To schedule an appointment to discuss your business insurance options, call us at (217) 659-3331, or come by and see us on 108 E Main St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Ramsey Financial Services Inc. also offers products in CA, CO, FL, ID, IL, IA, KS, MI, MN, MO, NE, NV, ND, PA, TN, WA, WI. Please call for information on products in those states.