Frequently asked questions
Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Beacon Insurance Group Inc.. We work with Nationwide to bring you excellent service and coverage in Mount Vernon.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Beacon Insurance Group Inc. or another experienced agent a call today at (618) 242-5411. Drivers can discuss options over the phone or in person at 1919 Broadway St.
Drafting plans for your new home? Don't forget to swing by Beacon Insurance Group Inc. to see Beacon Insurance Group Inc. while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Mount Vernon determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 1919 Broadway St. We'd also love to hear from you via telephone at (618) 242-5411.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Mount Vernon, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Beacon Insurance Group Inc. and Beacon Insurance Group Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (618) 242-5411 for an appointment with an agent. Feel free to stop by 1919 Broadway St,Mount Vernon,IL,62864 to discuss Nationwide coverage options in person.
When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Beacon Insurance Group Inc. team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.
We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Beacon Insurance Group Inc. agents will make sure that this important protection is operating correctly.
Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (618) 242-5411 today to speak with an agent at Beacon Insurance Group Inc.. Our 1919 Broadway St office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Beacon Insurance Group Inc..
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Beacon Insurance Group Inc. also offers products in AL. Please call for information on products in those states.
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