Frequently asked questions
Our Insurance Products
The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Hometown Insurance & Truck Insurance Spec located in Normal, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Hometown Insurance & Truck Insurance Spec can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 305 W Northtown Rd, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (309) 664-1883.
Let Hometown Insurance & Truck Insurance Spec explain the policy choices needed to personalize a policy solution for any Normal household. Our agents are ready to go through and explain the details of various coverage options. Normal homeowners can quickly and clearly understand what's at stake when making their policy choices with Hometown Insurance & Truck Insurance Spec.
More than just the versatile products, Hometown Insurance & Truck Insurance Spec knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 61761 home near our local office or a residential property throughout the city, the experts at Hometown Insurance & Truck Insurance Spec understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to one of our other friendly, knowledgeable agents by calling (309) 664-1883. For those who wish to discuss their coverage in person, our office is located at 305 W Northtown Rd.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Hometown Insurance & Truck Insurance Spec proudly work with residents in the Normal area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Hometown Insurance & Truck Insurance Spec at (309) 664-1883. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 305 W Northtown Rd. We look forward to seeing you.
Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Hometown Insurance & Truck Insurance Spec in Normal, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. Hometown Insurance & Truck Insurance Spec will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 305 W Northtown Rd or give us a call at (309) 664-1883.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hometown Insurance & Truck Insurance Spec also offers products in AL. Please call for information on products in those states.
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