Loman Ray Insurance Group Inc. in Sidney, IL

The Loman Ray Insurance Group Inc. in Sidney, IL provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Auto insurance is not one-size-fits-all. For some Sidney residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Loman Ray Insurance Group Inc., we know how to customize a policy so that it meets the needs and priorities of your Sidney household.
  
  As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Sidney customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
  
  Let the Loman Ray Insurance Group Inc. take the stress out of buying auto insurance in Sidney. Give us a call at (815) 457-3737 to talk about your coverage or to make an appointment with our office during business hours. We're located at 208 S David St.

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• Home Insurance

  When you do business with Loman Ray Insurance Group Inc., you deal with people who are adept at finding policies fitted to your needs and budget. There are several factors that should be considered when obtaining the right protection for your home in Sidney, including your ownership of a pool (or lack thereof) and the overall cost to rebuild your home. For expert assistance in sorting through all of the coverage options, get in touch with Loman Ray Insurance Group Inc. or another helpful agent in our office. If you possess a large number of valuable assets such as jewelry or fine art, the protection offered by Valuables Plus® is a great choice and is something to discuss with your agent.
  
  At Loman Ray Insurance Group Inc., we work together with Nationwide to bring you the best possible choices for your home insurance. We provide you with a selection experience that is smooth and intuitive so that you can get on with your daily life without additional stress. If you ever come home to find that you are a victim of a covered loss, we have what it takes to pick up the pieces. If you frequently experience severe weather conditions in your area, we can also help you find solutions for damage that may be caused by these storms.
  
  Speak with one of our agents today to get started on finding a hassle-free plan. If you would like to meet with someone in person, come to our office at 208 S David St. Or call us at (815) 457-3737.

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• Life Insurance

  Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
  
  We at Loman Ray Insurance Group Inc. are here to help newlyweds in the Sidney area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
  
  In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
  
  After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
  
  Call us at (815) 457-3737 and ask for Loman Ray Insurance Group Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 208 S David St,Sidney,IL,61877. It may be the most important date of your life.
  
  
  LAW-0247AO (05/18)

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• Business Insurance

  Like most business owners, you probably know pretty much everything about your business. Still, you may have lingering questions about your commercial insurance needs. The Loman Ray Insurance Group Inc. can fill the gaps in your knowledge of Sidney business insurance, just as we can recognize and fill gaps in your policy coverage.
  
  Maybe you have questions about a business owner's policy or industry-specific coverage programs available from Nationwide. Maybe you have questions about different commercial insurance products including liability, property, and employee coverage. But no matter your concerns, you want to know that your business's past success has been safeguarded, while also putting your company in a great position for future growth.
  
  In addition to their great insurance products, the Loman Ray Insurance Group Inc. also partners with Nationwide for superior account services. For example, whether you need to respond to changes in state law or local markets, don't underestimate the value of the Nationwide's On Your Side® Reviews. Let us explain how dependable customer service and flexible billing options make for stronger protection for your Sidney company. Give us a call at (815) 457-3737 so we can start discussing your business's insurance needs. We can also set up a time to talk in person at our local office. We're located at 208 S David St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Loman Ray Insurance Group Inc. also offers products in IL. Please call for information on products in those states.