The Malhotra & Associates LLC in Richmond, IN provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Malhotra & Associates LLC is here to help. At Malhotra & Associates LLC, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Richmond, know that we will always be there when you need us.
Come in today and talk to Malhotra & Associates LLC. You can visit us at 8 S 8th St or call in advance at (765) 966-3814 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
Home Insurance
Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at Malhotra & Associates LLC to put together a policy that will afford protection for your home, your possessions, and your family.
We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.
We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Malhotra & Associates LLC at (765) 966-3814, or drop by our office at 8 S 8th St.
Life Insurance
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Malhotra & Associates LLC in Richmond. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Malhotra & Associates LLC located at 8 S 8th St,Richmond,IN,47374. You’re also more than welcome to speak with Malhotra & Associates LLC directly by calling (765) 966-3814.
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Business Insurance
When you are a business owner, stability is likely one of your top priorities. We at Malhotra & Associates LLC understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Malhotra & Associates LLC may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Richmond such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (765) 966-3814 or stop by our Malhotra & Associates LLC office on 8 S 8th St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Malhotra & Associates LLC also offers products in DC, GA, IL, IN, IA, MD, MI, NC, OH, PA, SC, TN, VA, WV, KY. Please call for information on products in those states.