Innovative Risk Management LLC in Knoxville, TN

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Innovative Risk Management LLC in Knoxville, TN provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Innovative Risk Management LLC is your go-to source for friendly, knowledgeable advice about your Knoxville auto insurance. It doesn't matter if you're trying to determine the right claim limits for your household, or if you're a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.

    Innovative Risk Management LLC customer needs run the gamut from meeting minimum requirements for the state of TN and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible® program.

    There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you're in our neck of the woods on 11002 Kingston Pike or no matter where you live in Knoxville, you can get the coverage you need with the Innovative Risk Management LLC. Give us a call at (865) 579-0500 today.

  • Homeowners Insurance

    Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Innovative Risk Management LLC, you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.

    We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.

    We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Cara Dawn Roberts at (865) 579-0500 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Knoxville office at 11002 Kingston Pike. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Knoxville, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Innovative Risk Management LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Cara Dawn Roberts and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (865) 579-0500 to speak with one of our team members, or stop by 11002 Kingston Pike,Knoxville,TN,37934 to discuss your insurance needs in our office.


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  • Business Insurance

    Whether you operate a golf course, medical clinic, or auto repair shop, coverage from Nationwide can fulfill all the small business insurance requirements that apply to Knoxville companies. Let Nationwide Insurance: Innovative Risk Management LLC help make sure that your customers and employees are protected, while also allowing your company to move forward when covered damages do occur.

    The versatile risk management products from Nationwide are backed by strong value, attractive discounts, and the superior On Your Side® Claims Service. Moreover, flexible billing helps meet your financial scheduling needs, while different payment options can prevent insurance from becoming another logistical hassle. From customized policies to good old fashioned customer service, it's all part of the package Nationwide Insurance: Innovative Risk Management LLC offers our Knoxville business clients.

    No matter how well you know your business, there always seems to be a few lingering questions about the right coverage for your company. Whether it's the location of your storefront, the size of your commercial fleet, or the feasibility of new employee benefits, let Nationwide Insurance: Innovative Risk Management LLC answer any and all questions you might have. Give us a call at (865) 579-0500 to talk about your coverage or to schedule an office appointment at 11002 Kingston Pike.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Innovative Risk Management LLC also offers products in FL, GA, IL, MD, NY, NC, OH, PA, SC, TN, VA, WV, KY. Please call for information on products in those states.

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