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J R Prewitt & Associates Inc. in Birmingham, AL

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The J R Prewitt & Associates Inc. in Birmingham, AL provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At J R Prewitt & Associates Inc. located in Birmingham, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.

    Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. J R Prewitt & Associates Inc. can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.

    Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 2146 Highland Ave S, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (205) 397-5118.

  • Homeowners Insurance

    Buying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at J R Prewitt & Associates Inc. in Birmingham, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.

    When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. J R Prewitt & Associates Inc. is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 2146 Highland Ave S or give us a call at (205) 397-5118 to find out the different ways in which you can customize your policy.

    Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with J R Prewitt & Associates Inc. and find out what you can do to protect your home today.

  • Life Insurance

    At J R Prewitt & Associates Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Birmingham think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact J R Prewitt & Associates Inc. at (205) 397-5118 to arrange a time to meet in office at 2146 Highland Ave S,Birmingham,AL,35205 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, J R Prewitt & Associates Inc. can help you protect past gains, while also positioning your company for future growth.

    Through Nationwide, our agents offer business insurance for Birmingham companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.

    It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at J R Prewitt & Associates Inc. help you build a business owner's policy with coverage that's personalized for your company. Call us at (205) 397-5118 to discuss your Birmingham business insurance or to set up an appointment at the office located at 2146 Highland Ave S.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The J R Prewitt & Associates Inc. also offers products in AL, AR, CO, CT, FL, GA, IL, IN, ME, MI, MS, MO, NV, NC, ND, OH, OR, PA, TN, TX, KY. Please call for information on products in those states.

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