James R MacRae, Insurance Agent

James R MacRae Agency

James R MacRae
Agency President
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(434) 971-6741(434) 971-6741

Get an insurance quote

Get an insurance quote

(434) 971-6741(434) 971-6741
(866) 600-5526(866) 600-5526

Send James R MacRae an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About James R MacRae

Languages Spoken
  • English
Licensed In
  • DE
  • DC
  • MD
  • NC
  • VA
  • WV
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • 2014, 2015, 2016, 2017 Champions Conference Award
  • Champion Award

Our Insurance Products

When you need insurance consultants to provide personal On Your Side service, then you have come to the right place!
  • Auto Insurance
    Auto insurance is not one-size-fits-all. For some Charlottesville residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the James R MacRae Agency, we know how to customize a policy so that it meets the needs and priorities of your Charlottesville household.

    As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Charlottesville customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.

    Let the James R MacRae Agency take the stress out of buying auto insurance in Charlottesville. Give us a call at (434) 971-6741 to talk about your coverage or to make an appointment with our office during business hours. We're located at 1305 Long St.

    Get an insurance quote

  • Homeowners Insurance
    A home can be one of your most valuable assets, and deserves to be treated as such by having a durable insurance protection. While James R MacRae of James R MacRae Agency may not be able to prevent unexpected events from occurring, you can rest assured that we'll cover you if something does happen. We've teamed up with the well-experienced pros of Nationwide to provide you and your property with best home protection for your needs.

    Besides assisting you in taking account of personal possessions at your home, we also check the latest insurance discounts to help you save as much money as possible. Some ways in which you can save on the overall cost of home insurance include raising your deductible, bundling your policies with us, and boosting your home security.

    Ready to ride off into the sunset with an exemplary homeowners insurance plan? We're ready to get to work on crafting the perfect plan for you, your home, and your family. Call James R MacRae at (434) 971-6741 or drop in for a visit at our office on 1305 Long St.

    Get an insurance quote

  • Life Insurance
    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At James R MacRae Agency, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Charlottesville. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, James R MacRae and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (434) 971-6741 to discuss them over the phone. You can also make an appointment or visit our office at 1305 Long St,Charlottesville,VA,22901 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.

    LAW-0240AO (05/18)

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  • Business Insurance
    As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At James R MacRae Agency, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.

    We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.

    At James R MacRae Agency, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call James R MacRae at (434) 971-6741, or stop by our Charlottesville office on 1305 Long St. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The James R MacRae Agency also offers products in DE, DC, MD, NC, VA, WV. Please call for information on products in those states.

About the James R MacRae Agency

Jeanette L. Thompson, Insurance Agent

Jeanette L. Thompson Associate Agent

(434) 971-6741(434) 971-6741
(866) 600-5526(866) 600-5526

Send Jeanette L. Thompson an Email

Carissa A Bennington, Insurance Agent

Carissa A Bennington Sales Manager

(434) 971-6741(434) 971-6741
(866) 600-5526(866) 600-5526

Send Carissa A Bennington an Email

James L Bibb, Insurance Agent

James L Bibb Senior Account Representative

(434) 971-6741(434) 971-6741
(866) 600-5526(866) 600-5526

Send James L Bibb an Email

Susan M Rice, Insurance Agent

Susan M Rice Senior Account Representative

(434) 971-6741(434) 971-6741
(866) 600-5526(866) 600-5526

Send Susan M Rice an Email

8100 George Washington Mem Hwy
Ste D
Yorktown, VA 23692
Main Number
(757) 337-2529(757) 337-2529
Click to visit page of this location
3022 S Crater Rd
Ste B
Petersburg, VA 23805
Main Number
(804) 862-4646(804) 862-4646
Click to visit page of this location
6956 Forest Hill Ave
Richmond, VA 23225
Main Number
(804) 323-1610(804) 323-1610
Click to visit page of this location
370 Neff Ave
Unit J Ste 15
Harrisonburg, VA 22801
Main Number
(540) 298-9710(540) 298-9710
Click to visit page of this location
With our agency, you will feel like home, like a member of our family. Our top priority is doing what is best for you. As a full-service insurance agency, it is our responsibility to find you the protection you need no matter what. We will provide you with the best coverage at the best possible price. Nothing is more important to us than your satisfaction. And why not? Referrals are our most significant source of new clients. We hope that you will trust the James R. MacRae Agency for all your insurance needs. Making sure our clients are completely satisfied is the driving force behind our business. We want to provide you with the peace of mind knowing that your family and your assets are being protected by one of the strongest companies in America, by one of the most dedicated team of Agents! We can help you with all your insurance needs including: Auto, Home, Condo, Flood, Landlord, Rental Property, Tenant, Renters, Inland Marine, Identity Theft, Personal Umbrella Liability, Boat, RV, Motorcycle, ATV, Golf Cart, Snowmobile, Commercial Liability, Commercial Auto, Business Owner Policy, General Liability, Business Insurance, Business Auto Insurance and Life Insurance. Our efforts, on your behalf, are second to none. Thank you for visiting our home online. Please stop by our office in Yorktown, Richmond, Petersburg, Harrisonburg, Charlottesville, or give us a call, and let us get started working for you and your loved ones today!
We are here to protect the lifestyles that you have worked so hard to achieve. Your needs are important to us and we want to help you protect yourself and your family from the uncertainties in your day to day life. We serve the following areas: Yorktown, Williamsburg, Poquoson, Newport News, Hampton, Gloucester, Gloucester Point, Suffolk, Chesapeake, Portsmouth, Norfolk, Virginia Beach, and Greater Richmond Area. We also service all cities in VA, NC, WV, DC, MD, DE

Average customer rating for James R MacRae Agency

1305 Long St
Ste 4
Charlottesville, VA 22901