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Jeff Kincaid, Insurance Agent

Jeff Kincaid Insurance Agency, Inc. in Morganton, NC

Jeff Kincaid


9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(828) 438-4321(828) 438-4321

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Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Jeff Kincaid


  • Earned BSBA with a major in Finance from Western Carolina University, 1982

Professional Designations


Languages Spoken

  • English

Licensed In

  • GA
  • NC
  • SC
  • TN


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Licensed in Property & Liability, Life & Health, and the LUTCF designation.


  • Champion Award

Community Activities

  • Active member of the following organizations; Catawba County Chamber of Commerce, Catawba Valley Association of Realtors, and the Catawba Valley Associations of Insurance & Financial Advisors

Our Insurance Products

The Nationwide Insurance: Jeff Kincaid Insurance Agency, Inc. in Morganton, NC provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    In a world that is filled with uncertainties, driving your vehicle without the right level of coverage can be life-altering. In order for you to overcome situations that result in your vehicle being compromised, you need the assistance of an insurer that has its members best interests in mind. With Nationwide, it is possible for you to regain control of your life and move forward with as little financial inconvenience as possible, because we work with you up front to understand your needs.

    At Jeff Kincaid Insurance Agency, Inc. in Morganton, we know that the best way to serve you is to provide you with a wide range of coverage options from an insurer that has an excellent reputation for protecting its members. With a track record that exemplifies excellence, Nationwide is an insurer you know you can depend on to get you through the tough times when all else fails.

    Part of preparing for the future is preparing for the unexpected. Make sure you, your loved ones, and your vehicles are fully protected. You should have a good policy that provides you with protection that is customized to your needs and circumstances. If you are ready to upgrade your insurance and enhance your relationship with an insurer that genuinely cares, contact Jeff Kincaid Insurance Agency, Inc. at (828) 438-4321. You can also stop by our local office at 103 Carbon City Rd to learn more about what we have to offer.

    Get an insurance quote

  • Homeowners Insurance

    Drafting plans for your new home? Don't forget to swing by Jeff Kincaid Insurance Agency, Inc. to see Jeff Kincaid Insurance Agency, Inc. while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.

    You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Morganton determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.

    Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 103 Carbon City Rd. We'd also love to hear from you via telephone at (828) 438-4321.

    Get an insurance quote

  • Life Insurance

    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Jeff Kincaid Insurance Agency, Inc. are here to help newlyweds in the Morganton area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (828) 438-4321 and ask for Jeff Kincaid Insurance Agency, Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 103 Carbon City Rd,Morganton,NC,28655. It may be the most important date of your life.

    LAW-0247AO (05/18)

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  • Business Insurance

    Jeff Kincaid Insurance Agency, Inc. has extensive local knowledge of the various industries operating in Morganton and 28655, earned through past experience working with individual companies that call Morganton home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Jeff Kincaid Insurance Agency, Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Jeff Kincaid Insurance Agency, Inc. can help you find coverage that makes sense for your Morganton company.

    Don't wait any longer to protect what you've worked so hard to build. Let Jeff Kincaid Insurance Agency, Inc. make sure your customers, employees, and business are covered. Give us a call at (828) 438-4321 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Jeff Kincaid Insurance Agency, Inc. also offers products in GA, NC, SC, TN. Please call for information on products in those states.

About the Jeff Kincaid Insurance Agency, Inc.

2370 US 221 Business N
Marion, NC 28752
Main Number
(828) 652-3585(828) 652-3585
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121 S NC 127 Hwy
Hickory, NC 28602
Main Number
(828) 328-2667(828) 328-2667
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103 N Lafayette St.
Shelby, NC 28150
Main Number
(704) 481-2988(704) 481-2988
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601 E Union St
Morganton, NC 28655
Main Number
(828) 437-2551(828) 437-2551
Click to visit page of this location
474 West Main St
Forest City, NC 28043
Main Number
(828) 245-4166(828) 245-4166
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The Jeff Kincaid Insurance Agency has been in business for more than 24 years, servicing the Hickory and surrounding area.
Fully licensed Property & Liability staff. We also have a full time Life Specialist on staff. Our Staff has over 50 years of combined insurance experience. Our agency excels because our clients consistently refer their friends and family to us due to their own superior customer service experience. Members are provided with the opportunity to sit with one of our staff to annually review their policies.

Average customer rating for Jeff Kincaid Insurance Agency, Inc.

103 Carbon City Rd
Morganton, NC 28655