Joel Rice, Insurance Agent

Joel R Rice in Frederick, MD

Joel Rice

Agency President

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(301) 582-2636(301) 582-2636

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Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed

Ratings

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Joel Rice

Graduate of North Hagerstown High and Graduate of Shepherds University with double Degree in Marketing/Computer Programming. Active member of Rotary and Lions Club. Member of Williamsport Community band and North Hagerstown Golf Coach.

Education

  • SHEPHERD UNIVERSITY SHEPHERDSTOWN,WVA 25443

Languages Spoken

  • English

Licensed In

  • DE
  • DC
  • MD
  • PA
  • VA
  • WV

Services

  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • BACHELOR OF SCIENCE IN COMPUTER PROGRAMMING AND MARKETING,MEMBER NAIFA,

Awards

  • Champion Award
  • Presidents Conference Award

Community Activities

  • SUNRISE ROTARY, NORTH HAGERSTOWN HIGH GOLF COACH, OTTERBEIN UNITED METHODIST CHURCH, Funkstown Lions Club,Williamsport Community Band.

Community Involvement Events

  • MUSIC, GOLF, SKIING, MD TERPS ATHLETICS

Our Insurance Products

The Nationwide Insurance: Joel R Rice in Frederick, MD provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Joel R Rice has been helping Frederick drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Joel R Rice will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Frederick area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Joel R Rice can answer questions about coverage limits, policy options or billing schedules. Our expertise and Frederick auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (301) 582-2636. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Joel R Rice is located at 5216 Chairman Ct.

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  • Homeowners Insurance

    Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Joel R Rice, you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.

    We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.

    We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Joel Rice at (301) 582-2636 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Frederick office at 5216 Chairman Ct. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.

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  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Frederick life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Joel R Rice will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (301) 582-2636 and ask for Joel Rice or visit us at 5216 Chairman Ct,Frederick,MD,21703. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)

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  • Business Insurance

    Joel R Rice has extensive local knowledge of the various industries operating in Frederick and 21703, earned through past experience working with individual companies that call Frederick home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Joel R Rice can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Joel R Rice can help you find coverage that makes sense for your Frederick company.

    Don't wait any longer to protect what you've worked so hard to build. Let Joel R Rice make sure your customers, employees, and business are covered. Give us a call at (301) 582-2636 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Joel R Rice also offers products in DE, DC, MD, PA, VA, WV. Please call for information on products in those states.

About Joel R Rice

15 E Main St
Ste 110
Westminster, MD 21157
US
Main Number
(410) 857-7666(410) 857-7666
Click to visit page of this location
5399 Enterprise St.
Ste 3
Sykesville, MD 21784
US
Main Number
(410) 549-2900(410) 549-2900
Click to visit page of this location
17345 Virginia Ave
Hagerstown, MD 21740
US
Main Number
(301) 582-2636(301) 582-2636
Click to visit page of this location
The Rice Agency was founded in 1998 in Hagerstown, Maryland. The founding Agent Joel Rice is a native of Hagerstown, Maryland and started this agency from the ground up. The Rice Agency has always built its reputation on helping customers protect themselves from the unforeseen tragedies that can and will happen in life. We pride ourselves on developing and managing risk for our customers on an individual level. Every customer is unique and needs to have a risk management plan that is built to suit their needs. The Rice Agency has acquired and merged with several agencies in the surrounding area. The latest acquisition has been the Messner Agency in Boonsboro, Maryland. We also acquired an agency in 2007 in Pasadena, Maryland, and in 2004 a small agency in Hyattsville, Maryland. The Rice Agency is licensed in 5 states; Maryland, Pennsylvania, West Virginia, Virginia, and District of Columbia. We offer our expertise in the area of Auto/ Motorcycle/ RV Homeowners Insurance Business Insurance (Commercial) Individual Financial services + Retirement plans Group Retirement planning Employee Benefits So give us a call for all of your Insurance and financial services needed. We are here to customize the right risk management plan for you.
Our goal is to deliver exceptional customer service, while offering quality products to protect and plan for your future.

Average customer rating for Joel R Rice

5216 Chairman Ct
Ste 104
Frederick, MD 21703
US