Joel Rice, Insurance Agent

Joel R Rice

Joel Rice
Agency President
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

Send Joel R Rice an Email

Main Number
(410) 549-2900(410) 549-2900

Get an insurance quote

Get an insurance quote

Contact
Phone:
(410) 549-2900(410) 549-2900

Send Joel Rice an Email

Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed
Ratings

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Joel Rice

Graduate of North Hagerstown High and Graduate of Shepherds University with double Degree in Marketing/Computer Programming. Active member of Rotary and Lions Club. Member of Williamsport Community band and North Hagerstown Golf Coach.
Education
  • SHEPHERD UNIVERSITY SHEPHERDSTOWN,WVA 25443
Languages Spoken
  • English
Licensed In
  • DC
  • MD
  • PA
  • VA
  • WV
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • BACHELOR OF SCIENCE IN COMPUTER PROGRAMMING AND MARKETING,MEMBER NAIFA,
Awards
  • Champion Award
Community Activities
  • SUNRISE ROTARY, NORTH HAGERSTOWN HIGH GOLF COACH, OTTERBEIN UNITED METHODIST CHURCH, Funkstown Lions Club,Williamsport Community Band.
Community Involvement Events
  • MUSIC, GOLF, SKIING, MD TERPS ATHLETICS

Our Insurance Products

The Nationwide Insurance: Joel R Rice in Sykesville, MD provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Get a personalized policy solution with Joel R Rice. Our agents will take the time to understand your auto coverage priorities whether your household residing in Sykesville includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Joel R Rice to serve motorists in neighborhoods across Sykesville.

    Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Joel Rice or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Sykesville drivers for each year of claims-free driving.

    Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Joel R Rice. Call us at (410) 549-2900 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 5399 Enterprise St. office.

    Get an insurance quote

  • Homeowners Insurance
    For years, Joel R Rice has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.

    Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.

    Joel Rice has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Sykesville at 5399 Enterprise St.. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Joel R Rice at (410) 549-2900 to explore your insurance options.

    Get an insurance quote

  • Life Insurance
    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Sykesville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Joel R Rice will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (410) 549-2900 and ask for Joel Rice or visit us at 5399 Enterprise St.,Sykesville,MD,21784. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)

    Get an insurance quote

  • Business Insurance
    The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Joel R Rice works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you. A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised. We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Joel Rice a call at (410) 549-2900, or stop by our 5399 Enterprise St. office in Sykesville. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Joel R Rice also offers products in DC, MD, PA, VA, WV. Please call for information on products in those states.

About Joel R Rice

17345 Virginia Ave
Hagerstown, MD 21740
US
Main Number
(301) 582-2636(301) 582-2636
Click to visit page of this location
5216 Chairman Ct
Ste 104
Frederick, MD 21703
US
Main Number
(240) 651-5646(240) 651-5646
Click to visit page of this location
15 E Main St
Ste 110
Westminster, MD 21157
US
Main Number
(410) 857-7666(410) 857-7666
Click to visit page of this location
The Rice Agency was founded in 1998 in Hagerstown, Maryland. The founding Agent Joel Rice is a native of Hagerstown, Maryland and started this agency from the ground up. The Rice Agency has always built its reputation on helping customers protect themselves from the unforeseen tragedies that can and will happen in life. We pride ourselves on developing and managing risk for our customers on an individual level. Every customer is unique and needs to have a risk management plan that is built to suit their needs. The Rice Agency has acquired and merged with several agencies in the surrounding area. The latest acquisition has been the Messner Agency in Boonsboro, Maryland. We also acquired an agency in 2007 in Pasadena, Maryland, and in 2004 a small agency in Hyattsville, Maryland. The Rice Agency is licensed in 5 states; Maryland, Pennsylvania, West Virginia, Virginia, and District of Columbia. We offer our expertise in the area of Auto/ Motorcycle/ RV Homeowners Insurance Business Insurance (Commercial) Individual Financial services + Retirement plans Group Retirement planning Employee Benefits So give us a call for all of your Insurance and financial services needed. We are here to customize the right risk management plan for you.
Our goal is to deliver exceptional customer service, while offering quality products to protect and plan for your future.

Average customer rating for Joel R Rice

5399 Enterprise St.
Ste 3
Sykesville, MD 21784
US